Zero-Hardware PWA Business Operating System for Retail Merchants
Nine Inventories translates daily cash transactions into unalterable, cloud-hosted financial footprints, generating credit-scoring metrics that unlock formal bank financing for MSMEs with zero hardware investments.
Over 80% of micro-, small-, and medium-sized enterprises (MSMEs) in Africa operate via paper ledgers or unrecorded cash transactions, rendering them invisible to commercial banks and locked out of formal loans.
Nine Inventories translates daily cash transactions into unalterable, cloud-hosted financial footprints, generating credit-scoring metrics that unlock formal bank financing for MSMEs with zero hardware investments.
Engineering highlights and functional capabilities powered by the NETHUB DUKEL core.
Multi-tenant inventory management across single or multiple warehouses
Real-time Point-of-Sale (POS) transaction logging and digital receipting
Automated staff audit trails & shift reconciliations
Cloud-synced offline resilience for low-connectivity environments
Automated MFI & Commercial Bank credit scoring data pipeline
Quantifiable advantages delivered to enterprises, MSMEs, and operators.
No POS hardware purchases — operates on any smartphone or tablet PWA
Converts informal transaction volume into bankable credit metrics
Eliminates stock shrinkage, unrecorded credit sales, and manual errors
Fast onboarding under 3 minutes for retail staff
Architecture model, platform tier, and rollout parameters.
Progressive Web App (PWA) / Multi-Tenant Cloud
Zero (Any smartphone/browser)
GH₵ 225 / month per merchant
Direct credit-score API for MFIs & Banks
Interface screenshots and feature gallery for Nine Inventories.
Launch the live software application or watch our technical engineering demonstration video.
Access live production sandbox
Interested in deploying custom modules of Nine Inventories on private cloud or on-premise infrastructure?
Contact Solutions EngineerClick play to watch the full product demonstration video.
